:root{--navy:#102D43;--teal:#146C67;--teal-dark:#0f5551;--white:#FFFFFF;--gray:#F3F6F8;--text:#172B3A;--muted:#51616E;--line:#D5DEE5;--radius:6px;--card-radius:12px}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:Arial,Helvetica,sans-serif;font-size:18px;line-height:28px;color:var(--text);background:var(--white)}
img{max-width:100%;height:auto;display:block}
a{color:var(--teal)}
a:hover{color:var(--teal-dark)}
:focus-visible{outline:3px solid #F2A900;outline-offset:2px}
.skip{position:absolute;left:-9999px;top:0;background:var(--navy);color:#fff;padding:12px 16px;z-index:100}
.skip:focus{left:12px;top:12px}
.container{max-width:1180px;margin:0 auto;padding:0 32px}
h1,h2,h3{color:var(--navy);font-weight:700;margin:0 0 16px}
h1{font-size:48px;line-height:54px}
h2{font-size:32px;line-height:38px}
h3{font-size:24px;line-height:30px}
p{margin:0 0 16px}
.muted{color:var(--muted)}
.eyebrow{font-size:16px;line-height:24px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--teal);margin-bottom:12px}
.label{font-size:16px;line-height:24px}
.section{padding:72px 0}
.section.alt{background:var(--gray)}
/* header */
.site-header{background:var(--white);border-bottom:1px solid var(--line);position:relative;z-index:10}
.header-row{display:flex;align-items:center;justify-content:space-between;min-height:84px;gap:24px}
.wordmark{display:inline-flex;flex-direction:column;text-decoration:none;color:var(--navy);line-height:1}
.wordmark .wm1{font-size:24px;font-weight:700;letter-spacing:.01em}
.wordmark .wm2{font-size:13px;font-weight:700;letter-spacing:.32em;color:var(--teal);margin-top:6px}
.nav{display:flex;align-items:center;gap:28px}
.nav a{color:var(--navy);text-decoration:none;font-size:16px;font-weight:700}
.nav a:hover,.nav a[aria-current=page]{color:var(--teal);text-decoration:underline;text-underline-offset:6px}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 22px;border-radius:var(--radius);background:var(--teal);color:#fff !important;font-weight:700;font-size:16px;line-height:24px;text-decoration:none !important;border:2px solid var(--teal);cursor:pointer;font-family:inherit}
.btn:hover{background:var(--teal-dark);border-color:var(--teal-dark)}
.btn[disabled]{opacity:.6;cursor:wait}
.link-arrow{font-weight:700;text-decoration:none}
.link-arrow:hover{text-decoration:underline}
.menu-toggle{display:none;min-height:48px;padding:10px 16px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;color:var(--navy);font:700 16px Arial,sans-serif;cursor:pointer}
/* hero */
.hero{padding:64px 0 72px}
.hero-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:48px;align-items:center}
.hero p.lead{font-size:20px;line-height:30px}
.hero-actions{display:flex;align-items:center;gap:24px;flex-wrap:wrap;margin:24px 0 16px}
.photo-slot{background:linear-gradient(160deg,#dfe7ec,#c9d6de);border-radius:var(--card-radius);aspect-ratio:4/3;display:flex;align-items:flex-end;padding:20px;color:var(--navy);font-size:14px;line-height:20px;border:1px solid var(--line)}
.service-strip{background:var(--navy);color:#fff}
.service-strip ul{list-style:none;margin:0;padding:18px 0;display:flex;gap:16px 40px;flex-wrap:wrap;justify-content:center;font-weight:700;font-size:16px}
/* cards */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:32px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--card-radius);padding:28px;box-shadow:0 1px 2px rgba(16,45,67,.05);display:flex;flex-direction:column}
.card p{flex:1}
.steps{counter-reset:s;list-style:none;padding:0;margin:32px 0 0;display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:var(--card-radius);padding:28px}
.steps li::before{content:counter(s);display:inline-flex;width:40px;height:40px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;align-items:center;justify-content:center;margin-bottom:12px}
.steps strong{display:block;color:var(--navy);margin-bottom:6px}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:48px}
.faq details{border-bottom:1px solid var(--line);padding:16px 0}
.faq summary{cursor:pointer;font-weight:700;color:var(--navy);min-height:28px}
.faq details p{margin:12px 0 0}
.cta-band{background:var(--navy);color:#fff;text-align:center}
.cta-band h2{color:#fff}
.cta-band p{color:#dce6ec}
/* services page */
.anchor-nav{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.anchor-nav a{display:inline-flex;align-items:center;min-height:48px;padding:10px 18px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;font-weight:700;font-size:16px;text-decoration:none;color:var(--navy)}
.task-list{padding-left:0;list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:12px 32px;margin:24px 0}
.task-list li{padding-left:22px;position:relative}
.task-list li::before{content:"";position:absolute;left:0;top:11px;width:8px;height:8px;border-radius:2px;background:var(--teal)}
.note{background:var(--gray);border-left:4px solid var(--teal);padding:16px 20px;border-radius:0 var(--radius) var(--radius) 0;font-size:16px;line-height:24px}
section[id]{scroll-margin-top:24px}
/* form */
.form-grid{display:grid;grid-template-columns:2fr 1fr;gap:48px;align-items:start}
.field{margin-bottom:22px}
.field label,.field legend{display:block;font-weight:700;color:var(--navy);font-size:16px;line-height:24px;margin-bottom:6px}
.field .hint{display:block;color:var(--muted);font-size:16px;line-height:24px;margin-bottom:6px}
.req{color:#9b1c1c;font-weight:700}
input[type=text],input[type=email],input[type=tel],select,textarea{width:100%;min-height:48px;padding:10px 12px;border:1px solid #8A9AA6;border-radius:var(--radius);font:18px/26px Arial,sans-serif;color:var(--text);background:#fff}
textarea{min-height:140px;resize:vertical}
fieldset{border:0;padding:0;margin:0}
.checks label{display:flex;align-items:center;gap:12px;font-weight:400;color:var(--text);min-height:44px}
.checks input{width:22px;height:22px;accent-color:var(--teal)}
.invalid input,.invalid select,.invalid textarea{border:2px solid #9b1c1c}
.err-text{color:#9b1c1c;font-size:16px;line-height:24px;font-weight:700;margin-top:6px}
.err-text::before{content:"Error: "}
.status{border-radius:var(--radius);padding:16px 20px;margin-bottom:24px;font-weight:700}
.status.error{background:#fdecec;border:2px solid #9b1c1c;color:#5c1010}
.status.ok{background:#e8f4f2;border:2px solid var(--teal);color:#0b3c39}
.hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}
.aside-card{background:var(--gray);border-radius:var(--card-radius);padding:28px}
.small{font-size:16px;line-height:24px}
/* footer */
.site-footer{background:var(--navy);color:#dce6ec;padding:48px 0 32px;font-size:16px;line-height:24px}
.site-footer a{color:#fff}
.footer-grid{display:flex;justify-content:space-between;gap:32px;flex-wrap:wrap}
.footer-name{color:#fff;font-weight:700;font-size:18px;margin-bottom:6px}
.footer-links{list-style:none;margin:0;padding:0;display:flex;gap:12px 24px;flex-wrap:wrap}
.copyright{margin-top:32px;border-top:1px solid rgba(255,255,255,.2);padding-top:20px}
/* responsive */
@media (max-width:1023px){
 .nav{gap:18px}
 .cards{grid-template-columns:1fr 1fr}
 .steps{grid-template-columns:1fr}
 .hero-grid{grid-template-columns:1fr 1fr;gap:32px}
}
@media (max-width:900px){
 .menu-toggle{display:inline-flex}
 .nav{display:none;position:absolute;left:0;right:0;top:84px;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:12px 20px 20px;gap:0}
 .nav.open{display:flex}
 .nav a{padding:12px 0;min-height:48px;display:flex;align-items:center}
 .nav .btn{margin-top:8px}
 .hero-grid,.two-col,.form-grid{grid-template-columns:1fr}
}
@media (max-width:767px){
 .container{padding:0 20px}
 .section{padding:40px 0}
 .hero{padding:32px 0 40px}
 h1{font-size:34px;line-height:40px}
 h2{font-size:28px;line-height:34px}
 .cards,.task-list{grid-template-columns:1fr}
 .hero-actions .btn,.cta-band .btn,.section .btn.block-mobile{width:100%}
 .photo-slot{aspect-ratio:16/10}
}
@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto !important;transition:none !important}}
.pending{background:#fff3cd;color:#5c4400;padding:0 6px;border-radius:4px;font-weight:700}
.brand{display:inline-flex;align-items:center;gap:12px;text-decoration:none}
.brand-logo{height:52px;width:auto}
.hero-img{width:100%;height:auto;aspect-ratio:4/3;object-fit:cover;border-radius:var(--card-radius);border:1px solid var(--line)}
.portrait{width:100%;max-width:440px;height:auto;border-radius:var(--card-radius);justify-self:center}
.owner{display:flex;gap:24px;align-items:flex-start}.owner-thumb{width:120px;height:150px;object-fit:cover;border-radius:var(--card-radius);flex:none}@media (max-width:480px){.owner{flex-direction:column}}
.proof-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:28px}
.proof-grid figure{margin:0;background:#fff;border:1px solid var(--line);border-radius:var(--card-radius);overflow:hidden}
.proof-grid img{width:100%;height:auto;aspect-ratio:3/2;object-fit:cover}
.proof-grid figcaption{padding:14px 18px;font-weight:700;color:var(--navy);font-size:16px;line-height:24px}
@media (max-width:1023px){.proof-grid{grid-template-columns:1fr 1fr}}
@media (max-width:767px){.proof-grid{grid-template-columns:1fr}.brand-logo{height:40px}.wordmark .wm1{font-size:20px}}
.brand-logo{height:64px;width:auto}
.trust-badge{display:inline-flex;align-items:center;gap:8px;font-weight:700;color:var(--navy);font-size:16px;line-height:24px;background:#e8f4f2;border:1px solid #b9dcd8;border-radius:999px;padding:6px 14px;margin:4px 0 0}
.trust-badge span{color:var(--teal)}
@media (max-width:767px){.brand-logo{height:48px}}
.hero-grid{grid-template-columns:.78fr 1.22fr;gap:40px}
.hero-figure{margin:0}
.hero-figure .hero-img{aspect-ratio:2/1;object-fit:contain;background:#fff}
.hero-figure figcaption{margin-top:10px;font-size:16px;line-height:24px;font-weight:700;color:var(--navy)}
.proof-grid.two{grid-template-columns:1fr 1fr}
@media (max-width:900px){.hero-grid{grid-template-columns:1fr}}
@media (max-width:767px){.proof-grid.two{grid-template-columns:1fr}}